Elizabeth Barrette (ysabetwordsmith) wrote,
Elizabeth Barrette
ysabetwordsmith

  • Mood:

Sauce for the Gander

It occurs to me that insurance companies (in general, but especially health insurance) have gotten into a habit of promising things they never deliver. "Bait and switch" is generally illegal, and grounds for lawsuit or complaint to chamber of commerce, Better Business Bureau, etc. And insurance companies often wind up owing people huge amounts of money that they refuse to pay. That's grounds for setting a collection agency on them.

I don't expect this sort of tactic would work very often; the companies are too rich and powerful. But if a LOT of people started suing the insurance companies and turning collectors onto them, it would drive them nuts, maybe even make them stop being so horrid. And halting that kind of attack would be a giant game of whack-a-mole, because there are millions of dissatisfied customers out there.
Tags: economics
Subscribe

  • Post a new comment

    Error

    default userpic

    Your IP address will be recorded 

    When you submit the form an invisible reCAPTCHA check will be performed.
    You must follow the Privacy Policy and Google Terms of use.
  • 29 comments
I agree (and so did Obama, during the campaign). Hillary did want a mandate, but she wanted several public options among the choices (as well as keeping your existing private coverage if you liked it).

The bill shaping up, with the mandate but little else, seems the worst of both worlds.
A key problem is that there isn't just one bill, but several. The House and the Senate have at least one apiece, plus there's one (which almost nobody knows about) that proposes a single-payer plan. Most of the bills are a nightmare of arcane regulations and expensive jury-rigging. Powerful interests have pretty much ruled out anything that would actually lower costs or improve access and results.

So yes, the trend seems to be toward doing more harm than good. That makes me extremely angry.