Elizabeth Barrette (ysabetwordsmith) wrote,
Elizabeth Barrette
ysabetwordsmith
  • Mood: busy

Sauce for the Gander

It occurs to me that insurance companies (in general, but especially health insurance) have gotten into a habit of promising things they never deliver. "Bait and switch" is generally illegal, and grounds for lawsuit or complaint to chamber of commerce, Better Business Bureau, etc. And insurance companies often wind up owing people huge amounts of money that they refuse to pay. That's grounds for setting a collection agency on them.

I don't expect this sort of tactic would work very often; the companies are too rich and powerful. But if a LOT of people started suing the insurance companies and turning collectors onto them, it would drive them nuts, maybe even make them stop being so horrid. And halting that kind of attack would be a giant game of whack-a-mole, because there are millions of dissatisfied customers out there.
Tags: economics
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  • 29 comments
lizziebelle

lizziebelle

September 11 2009, 22:34:14 UTC 11 years ago

I bet it wouldn't be too hard to find a law firm willing to enact a class-action suit.
ysabetwordsmith

Good idea!

ysabetwordsmith

September 11 2009, 22:52:39 UTC 11 years ago

Maybe start with the 80% of medical bankruptcies who had health insurance. Something like, "This company said their policy would give me peace of mind. They said if I got sick, they would take care of me and pay my bills. But all they wanted was my money. They took my money and then when I got sick they refused to pay my bills. That is bait-and-switch and it is fraud." Times, say, a million people.